Algeria’s National Agency for Housing Improvement and Development (AADL) has officially launched the payment process for the second instalment of the AADL 3 programme on April 20, 2026. Subscribers can now access payment orders online and complete the process exclusively through the agency’s digital portal.
According to an official statement, the operation covers the payment of the second instalment—representing 50% of the initial contribution—for all eligible subscribers. It also includes an additional payment tranche for beneficiaries who have opted to change their apartment type. The agency stressed that all transactions must be carried out via its official website, as part of a fully digitalised system aimed at simplifying procedures and reducing administrative delays.
Subscribers are required to follow the same technical steps used during the first phase of the initial payment. AADL reiterated that electronic payment is now mandatory, marking a continuation of its transition toward fully digital services in the housing sector.
This new phase comes shortly after the agency concluded the review of appeals submitted by applicants. Since March 31, subscribers who lodged complaints through the digital platform have been receiving responses regarding their eligibility. Local media reported that this step was considered crucial in finalising the list of beneficiaries before proceeding with further payments.
Minister of Housing, Urban Planning and Cities, Mohamed Tarek Belaribi, reaffirmed that all applicants who meet the legal and regulatory criteria will receive housing under the AADL 3 programme. He emphasised that the evaluation process is based on transparency and fairness, ensuring equal treatment for all applicants.
Belaribi also noted that verification of subscribers’ eligibility will continue throughout the different payment stages, including after the fourth instalment. This ongoing monitoring aims to ensure that housing units are allocated to those who genuinely qualify under the programme’s conditions.
Building on lessons from previous schemes, AADL 1 and AADL 2, the agency has introduced a comprehensive digital transformation for the third phase. The system now covers the entire process—from registration to application tracking and payment—reducing the need for physical visits and eliminating long queues at financial institutions.
The rollout of this second instalment marks another step in Algeria’s broader effort to modernise public housing services, improve efficiency, and meet growing demand while maintaining transparency in allocation.

Sami B. is the founder and editor of Algeria News Gate, an independent English-language platform covering Algeria’s political, economic, and business developments. Based in Europe, he reports on official announcements, economic trends, and international relations involving Algeria.
